Privacy Policy

Simple Payment Tracker Privacy Policy

EngineeredIllusions, WinterSun, Darkstar and I built apps and games, as an Ad Supported app or game. This SERVICE is provided by EngineeredIllusions, WinterSun, Darkstar and I (shortly we) at no cost and is intended for use (or play) as is.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service (which in fact means use our app Simple Payment Tracker).

We do not collect, store or use your private information. We do not even ask for it.

We built Simple Payment Tracker as a privacy-focused personal finance app. This SERVICE is provided by the Simple Payment Tracker team at no cost and is designed to help you track your payments while keeping your financial data private and secure.

This page informs you about our policies regarding the collection, use, and protection of your personal information when you use our Service.

Privacy First: We believe your financial data should remain yours. That's why Simple Payment Tracker is designed to keep all your payment information on your device.Backup and storage of data on your device, is your responsibility. We do not see, store or can restore your data in any way.

If you choose to use our Service, then you agree to the collection and use of information in relation to this policy.

Information Collection and Storage

Here's the simple truth: We don't collect, store, or transmit your financial or personal data to our servers. As we stated above it is none. Nothing. Nada. Zip. We dont even have servers to store.

What We DON'T Collect:

Payment amounts or transaction details
Bank account information
Credit card numbers
Personal financial records
Your real name or personal identification
Location data related to your payments

What Stays on Your Device:

All payment tracking data you enter into Simple Payment Tracker is stored locally on your device. This includes:

Payment records and amounts
Categories and descriptions
Custom payment schedules
Any notes or tags you add

Log Data

We want to inform you that whenever you use our Service, in a case of an error in the app, Ios (Apple I mean) will collect data and information (not us, Apple will collect) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics. This information is sent to Apple. Not to us. We have nothing to do with it.

Cookies

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. We do not use them. (Only cookie we know is the ones from coffee shops.) These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. In other words, your phone is monitoring you. Not us. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. We suggest you refuse all cookies.

Security

Although We did not ask for any, We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. Like not asking for anything, or storing anything. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, so don't put important info on internet, it may get hacked. And nobody can guarantee its absolute security.

Cloud Backup (Optional)

Simple Payment Tracker supports optional cloud backup through your device's built-in services (iCloud for iOS, Google Drive for Android). This feature is:

Completely optional - You choose whether to enable it
Device-controlled - Managed by Apple, not us
Encrypted - Your data is encrypted before backup
As it is handled by Apple, it has nothing to do with us. And We can not help you restore your data.

                Important: If you enable cloud backup, your encrypted data will be stored with your cloud provider (Apple) according to their privacy policies, not ours.
            

App Analytics and Crash Reports

Like most mobile apps, Apple may collect basic usage analytics :

What Apple May Collect:

Basic app usage statistics (which features are used most)
Crash reports to fix bugs (no financial or personal data included)
Device information (iOS version, device model)
App performance metrics

What Apple Will Never Include:

Your actual payment data
Transaction amounts or details
Personal financial information
Identifiable personal information

Third-Party Services

Simple Payment Tracker may use third-party services for:

App Store Services: Download and update distribution
Ad Services: As stated before it is an Ad-Supported app

These services may have access to limited, non-financial and non-personal information as described above. They are obligated to protect this information and not use it for other purposes.

Data Security

We take data security seriously:

Local Storage: Your financial data never leaves your device (unless you choose cloud backup)
No Servers: We don't operate servers that store your payment information
Device Security: Your data is protected by your device's built-in security features
App Security: We use industry-standard security practices in our app development

                Your Responsibility: Keep your device secure with a passcode, Face ID, or Touch ID to protect your financial data.
                As your data never leaves your device, we are not able to help you restore your data.
            

Children's Privacy

Simple Payment Tracker is designed for users aged 13 and older. We do not knowingly collect personally identifiable information from children under 13. As stated above we do not collect any information from anyone. If you are a parent and believe your child has used our app, please contact us and we will help address any concerns.Or you may simply delete Simple Payment Tracker with stored data.

Your Privacy Rights

Since we don't collect your personal or financial data, there's not much for us to delete or modify. However, you have the right to:

Delete Your Data: Simply uninstall the app
Control Cloud Backup: Enable or disable through your device settings
Opt Out of Analytics: Disable through your device's privacy settings
Contact Us: Ask questions about our privacy practices

International Data Transfers

Since your financial data stays on your device, there are no international transfers of your payment information. Any analytics data Apple collect may be processed in various countries, but this data does not include your financial or personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect:

Changes in privacy laws or regulations
Updates to our app features
Improvements to our privacy practices

We will notify you of any changes by:

Posting the new Privacy Policy in the app
Updating the "Last Updated" date below
It is your responsibility to check this page to see if any changes made.

Legal Basis for Processing (GDPR)

For users in the European Union, our legal basis for processing any personal information is:

Legitimate Interest: For app analytics to improve our service
Consent: For optional features you choose to enable
Contract: To provide the app service you've requested

We have to write this section for legal compliance. As stated above we do not collect your personal or financial information in any ways.